A point may arrive in our lives when material wealth may no longer be fulfilling. At this very juncture, only virtual karmic wealth can uplift us out of our misery. Thus, it is vital on our part to comprehend its true connotation.
Karma depends upon our action and in turn its consequences. Thus, it is an agent binding us to our actions and conduct in life. Having said that, we must all have a clear conscience and harbor good thoughts in our mind.
To conclude it all, we can recall a profound though by the famous Chinese philosopher, Confucius.
“When you see a good person, think of becoming like her/him. When you see someone not so good, reflect on your own weak points.”